The Blog ofAmy Lynn & Associates

5 Tips for Buying a Home

Looking to buy a home? Here are five essential tips for making the process as smooth as possible.

Get your finances in order.

Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house.

Find a house you can afford.

As with engagement rings, theres a general rule of thumb when it comes to buying a home: two-and-a-half times your annual salary. There are also a number of tools and calculators online that can help you understand how your income, debt, and expenses affect what you can afford. Don’t forget, too, that there are lots of considerations beyond the sticker price, including property taxes, energy costs, etc.

Hire a professional.

While the Internet gives buyers unprecedented access to home listings and resources, many aspects of the buying process require a level of expertise you cant pick up from surfing the web. Thats why you’re better off using a professional agent than going it alone. We provide each one of our clients with an exclusive buyer agent, who will have your interests at heart and can help you with strategies during the bidding process.

Do your homework.

We will show you comparable homes that have sold in the same neighborhood and school districts. We will also pull the public record and show you important facts about the history of the property your’e about to submit an offer in on. 

Think long term.

Obviously, you shouldn’t buy unless you’re sure you’ll be staying put for at least a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new homes resale value down the line. When it comes to the house itself, you should hire your own home inspector, who can point out potential problems that could require costly repairs in the future.

Contact Us To Help You Find The Perfect Home!

Finding a property that exceeds your expectations starts with an agent who exceeds your expectations.